LOANS UP TO 10 CRORE

 

Attention Entrepreneurs: Unlock Collateral-Free Loans up to ₹10 Crore!

The Government of India has just supercharged the CGTMSE scheme to make business funding more accessible, especially for small and medium enterprises like yours.

✅ What’s New in 2025?

🚀 Loan Limit Increased

Now you can get collateral-free credit up to ₹10 Crore (up from ₹5 Cr earlier)!

💸 Lower Guarantee Fees

New reduced annual fees for loans above ₹1 Cr:

  • ₹5–₹8 Cr: 1.10%

  • ₹8–₹10 Cr: 1.20%

👩‍💼 Extra Support for Women Entrepreneurs

If your business is women-led, you now get 90% guarantee cover (earlier 85%)—making loan approvals easier and less risky for banks.

📌 Who Can Apply?

  • Startups, manufacturers, service providers & retailers

  • Proprietorships, partnerships, LLPs, private limited companies

  • New or existing businesses

If you have a solid business idea or expansion plan, you don't need to offer land or property as collateral.

🔑 How to Access These Benefits

  1. Prepare a business plan and financials

  2. Visit any bank or NBFC registered with CGTMSE

  3. Apply for your loan under CGTMSE

  4. The lender will seek a government-backed guarantee on your behalf

🤝 Need Help Navigating the Process?

We at LexFins 360 are here to:

  • Structure your loan proposal professionally

  • Connect you with CGTMSE-registered banks

  • Ensure your documents are in place

  • Provide post-loan compliance support

📩 partner@lexfins.com
🌐 www.lexfins.com

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