LOANS UP TO 10 CRORE

 

Attention Entrepreneurs: Unlock Collateral-Free Loans up to ₹10 Crore!

The Government of India has just supercharged the CGTMSE scheme to make business funding more accessible, especially for small and medium enterprises like yours.

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✅ What’s New in 2025?

🚀 Loan Limit Increased

Now you can get collateral-free credit up to ₹10 Crore (up from ₹5 Cr earlier)!

💸 Lower Guarantee Fees

New reduced annual fees for loans above ₹1 Cr:

• ₹5–₹8 Cr: 1.10%

• ₹8–₹10 Cr: 1.20%

👩‍💼 Extra Support for Women Entrepreneurs

If your business is women-led, you now get 90% guarantee cover (earlier 85%)—making loan approvals easier and less risky for banks.

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📌 Who Can Apply?

• Startups, manufacturers, service providers & retailers

• Proprietorships, partnerships, LLPs, private limited companies

• New or existing businesses

If you have a solid business idea or expansion plan, you don't need to offer land or property as collateral.

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🔑 How to Access These Benefits

1. Prepare a business plan and financials

2. Visit any bank or NBFC registered with CGTMSE

3. Apply for your loan under CGTMSE

4. The lender will seek a government-backed guarantee on your behalf

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🤝 Need Help Navigating the Process?

We at LexFins 360 are here to:

• Structure your loan proposal professionally

• Connect you with CGTMSE-registered banks

• Ensure your documents are in place

• Provide post-loan compliance support

📩 partner@lexfins.com
🌐 www.lexfins.com

GCC in a Box

GCC in a Box: A New Model for Global Capability Centres in India

The Emerging Need

Global companies are increasingly looking to expand their strategic functions—such as IT, finance, analytics, HR, and customer support—into new geographies that offer high talent availability at sustainable costs. India has long been a top destination for such Global Capability Centres (GCCs), with over 1,600 already established.

While metros like Bengaluru, Hyderabad, and Pune have traditionally dominated this space, Tier-2 cities in India are emerging as the next frontier. These cities offer excellent infrastructure, talent pools from reputed educational institutions, and lower real estate and operational costs. However, they often lack a simplified, integrated solution for setting up GCCs swiftly and efficiently.

Introducing: GCC in a Box

GCC in a Box is a plug-and-play model designed to help global companies launch fully operational capability centres in Tier-2 Indian cities in record time—without the usual friction of setup.

This one-stop bundled solution includes:

• Grade-A commercial infrastructure via local real estate partnerships

• Legal, financial, and regulatory setup and compliance

• Support for recruitment, HR, IT, and operational logistics

• End-to-end project management to achieve go-live in 60 days or less

Whether a company is setting up a captive unit or partnering with a managed services provider, the GCC in a Box model ensures risk-mitigated entry and fast, cost-effective scaling.

Why GCC in a Box Works

• Speed to Market: Rapid deployment with ready-to-go infrastructure and compliance workflows

• Cost Efficiency: Reduced overhead compared to metro operations

• Talent Access: Connect with skilled professionals from Tier-2/3 cities without intense competition

• Regulatory Clarity: Pre-defined frameworks for legal, tax, and operational compliance

About LexFins 360

LexFins 360 is a corporate advisory and compliance firm specializing in legal, financial, and secretarial services. We support foreign and domestic companies in structuring operations in India, with a strong focus on regulatory compliance, governance, and process integration.

Our “GCC in a Box” initiative is backed by extensive experience in foreign company setups, talent acquisition partnerships, and infrastructure coordination.

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Let’s Build the Next Wave of India’s GCC Growth

📧 partner@lexfins.com
🌐 www.lexfins.com
📞 +91-8848853865

Reasons for Investing Through Singapore

Reasons for Investing Through Singapore

✅ 1. Favorable Tax Environment

• Corporate Tax Rate: ~17%, far lower than India’s 30%.

• No Capital Gains Tax: Unlike India’s 15%–20%, Singapore offers zero capital gains tax.

• Lower GST: Only 7% compared to 15–18% in many other countries.

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🌐 2. Double Taxation Avoidance Agreement (DTAA)

• Comprehensive DTAA between India and Singapore limits withholding taxes on dividends and gains.

• Example: Dividends from Indian subsidiaries to Singapore holding companies are often exempt from Indian tax.

• Facilitates tax-efficient repatriation of profits.

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💡 3. Mitigation of Double Taxation

• Singapore-based structures help optimize global tax exposure.

• Example: Retained earnings at a Singapore level may not trigger US taxation under proper structuring.

• Enables smarter cross-border tax planning.

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⚙️ 4. Ease of Doing Business

• Singapore ranks consistently in the global top 3 for business-friendly environments.

• Offers transparent laws, minimal red tape, and efficient processes.

• A smoother alternative to India’s complex regulatory framework.

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🚀 5. Incentives for Startups & Investors

• Attractive tax breaks, funding schemes, and R&D incentives from the Singapore government.

• Streamlined compliance and business incorporation.

• Ideal for both startups and large corporations investing into India.

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🌏 6. Strong Cultural & Historical Ties

• Deep-rooted India–Singapore trade and cultural connections.

• Encourages trust, cooperation, and familiarity in business practices.

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📌 Conclusion

Singapore is more than a tax-efficient jurisdiction — it’s a strategic gateway to India. From favorable treaties and incentives to ease of business, it offers a powerful platform for global companies to reduce tax burdens, minimize risks, and maximize investment returns.